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Banking Consolidation and Small Business Lending:A Review of Recent Research
Banking consolidation has continued to accelerate over the past several years, assisted by technological innovations in information management and statistical modeling, and by the large merger and acquisition (M&A) deals of the late 1990s. This paper provides a review of recent major studies conducted over the past several years.
Link
http://www.sba.gov/advo/research/wkp05ou.pdf