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Availability of Financing to Small Firms Using the Survey of Small Business Finances
This study investigates possible restricted access
to credit for minority- and women-owned businesses
by focusing on two types of credit—“relationship
loans” (lines of credit) and “transaction loans” (commercial mortgages, motor vehicle loans, equipment loans, capital leases, and other loans)—from two types of creditors: commercial banks and nonbank lenders.
Link
http://www.sba.gov/advo/research/rs257tot.pdf